Final Weekend! 35% Off Sitewide + FREE Accessories. Sale Ends 4/3 See Details
Final Weekend! 35% Off Sitewide + FREE Accessories See Details
120-Night Risk-Free Mattress Trial

Bear is so confident that you’ll love your mattress, we are giving you an industry best, 120-night mattress trial. When you buy a Bear, you get a high-quality, American made mattress, and peace of mind that you’ll have the time to truly love it. If you don’t, just let us know within your 120-night trial and our friendly, in-house customer service team will gladly assist with the return.

Lifetime Warranty

Lots of companies build mattresses that need to be replaced every couple of years. We don’t. We believe in our products and we back that up with an industry best, Lifetime Warranty. If you ever have a defect with your Bear mattress, our friendly, in-house customer service team is here to help. Read our policy.

Interest-Free Financing*

We offer financing through Affirm so that you can pay for your order over 3 to 36 months at 0-30%* APR. Start with a fast and easy online application, don't worry, it won't affect your credit score. *Your rate will be 0% APR or 10-30% APR. For example, a $800 purchase might cost $73/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Sleep Now, Pay Later

0% APR FINANCING*
NO FEES, NO SURPRISES

Pay For Your Mattress Over Time

  • Financing options starting at 0% APR
  • Choose from 3 - 36 months payment plans*
  • Quick & easy prequalification
  • Checking eligibility will not effect your credit score
  • Choose 4 bi-weekly or monthly payments**
  • No additional charges or interest rates
  • No late fees
  • Your credit score is not impacted

Comfortable Financing Options

No fees, no surprises

Bear’s financing options are as low as 0% APR, and without all the hidden fees or markups.

Two ways to pay

Bear has teamed up with Affirm and Shop Pay for financing, so you can sleep tonight and pay later.

Comfort for your wallet

With flexible financing options, you can stick to your budget and still get the best rest of your life.

*Your rate will be 0% APR or 10-30% APR. For example, a $800 purchase might cost $73/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

**Purchases split into monthly payments may be subject to interest. partial or late payments may affect your ability to use Shop Pay Installments in the future.

How do I Use Financing on Bearmattress.com?

1

Start checking out

Select checkout on your cart once you are ready.
2

Enter shipping info

Complete the shipping section and advance to payment.
3

Select payment plan

Select Affirm or Shop Pay on the payment screen.

Better Sleep at a Better Price

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