Sleep Now, Pay Later

0% APR FINANCING*
NO FEES, NO SURPRISES

Pay For Your Mattress Over Time

  • Financing options starting at 0% APR
  • Choose from 3, 6, 12, 18, 24 or 36 month payment plans*
  • Quick & easy prequalification
  • Eligibility check has no impact to credit
  • Choose 4 bi-weekly or monthly payments**
  • No additional charges or interest rates
  • No late fees
  • Eligibility check has no impact to credit

Comfortable Financing Options

No fees, no surprises

Bear’s financing options are as low as 0% APR, and without all the hidden fees or markups.

Two ways to pay

Bear has teamed up with Affirm and Shop Pay for financing, so you can sleep tonight and pay later.

Comfort for your wallet

With flexible financing options, you can stick to your budget and still get the best rest of your life.

How do I Use Financing on Bearmattress.com?

1

Start checking out

Select checkout on your cart once you are ready.
2

Enter shipping info

Complete the shipping section and advance to payment.
3

Select payment plan

Select Affirm or Shop Pay on the payment screen.

Better Sleep at a Better Price

SEE THE MATTRESSES