Pay For Your Mattress Over Time
- Financing options starting at 0% APR
- Choose from 3 - 36 months payment plans*
- Quick & easy prequalification
- Checking eligibility will not effect your credit score
- Choose 4 bi-weekly or monthly payments**
- No additional charges or interest rates
- No late fees
- Your credit score is not impacted
Comfortable Financing Options
No fees, no surprises
Bear’s financing options are as low as 0% APR, and without all the hidden fees or markups.
Two ways to pay
Bear has teamed up with Affirm and Shop Pay for financing, so you can sleep tonight and pay later.
Comfort for your wallet
With flexible financing options, you can stick to your budget and still get the best rest of your life.
*Your rate will be 0% APR or 10-30% APR. For example, a $800 purchase might cost $73/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
**Purchases split into monthly payments may be subject to interest. partial or late payments may affect your ability to use Shop Pay Installments in the future.