Sleep now, pay later with

Clear, transparent terms, fair rates and no prepayment penalties.

Shop Our Mattresses Choose Affirm at Checkout

0% APR Financing Available*

Fast and Easy Online Application

Get a decision in seconds! Plus, checking your eligibility won’t affect your credit score.

Flexible & Affordable Monthly Programs

Pay for your order over 6, 12 or 18 months at 0-30%* APR.

No Prepayment Penalties

You pay back the loan in monthly payments and can prepay at any time without penalty.

*For purchases under $100, limited payment options may be available. Down payment may be required. Affirm loans are made by Cross River Bank, a New Jersey State-chartered bank, Member FDIC.

Learn more about financing with Affirm.

Interest-Free Financing on Your Purchase

Pay over 6, 12 or 18 months for as low as 0% APR. It's so simple. Provide your basic information and get a decision in real-time.